Questions By Navneet : …..

Q.   when START census first in india ?

Answer :  1872

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Q      HOW MANY POPULATION in jodhpur in 2001 ?

Answer : 28,86000

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Q     WHERE was first law university of india ?

Answer : channai

Quiz 001 : Banking Awareness

1.Which among the following are oldest financial institutions in India?
(A)Private Agencies
(B)Commercial Banks
(C)Reserve Bank of India
(D)State bank of India
(E)None of the above

Ans. (B) Commercial Banks
2.In which year SIDBI was established?
(A)1975
(B)1998
(C)1990
(D)1978
(E)1981

Ans. (C) 1990
3.Which among the following is the first Development Financial Institution in the country to cater to the long-term finance needs of the industrial sector?
(A)IFCI
(B)IDBI
(C)ICICI
(D)SIDBI
(E)SBI

Ans. (A) IFCI , It was established in 1948, ICICI in 1956 and IDBI in 1964
4.Which among the following is the main function of Agricultural Finance Corporation Limited ?
(A)consultancy services in the field of agriculture
(B)social service organization
(C)Agricultural commodities exchange
(D)Agricultural cooperative society
(E)none of the above

Ans. (A) consultancy services in the field of agriculture
5.National Rural Credit Stabilization Fund is a Institution of purpose-specific funds in which of the following?
(A)IDBI
(B)SIDBI
(C)NABARD
(D)IFCI
(E)AFCL

Ans. (C) NABARD
6.To meet the need of which of the following the concept of Land Development Bank has been developed?
(A)Industries
(B)Real estate
(C)Farmers
(D)Export Oriented Units and SEZ
(E)Education Institutes

Ans. (C) Farmers
7.Which among the following statement is incorrect regarding Land Development Banks?
(A)They are cooperative institutions
(B)They meet the needs of the farmers for development purposes
(C)They have two tier structures state and district level
(D)They grant loans on mortgage security
(E)They are customers of NABARD

Ans. (C) C. RBI in its notification dated August 7, 09 said that in a three-tier structure consisting of state co-operative banks at the apex level, central co-operative banks at the intermediate level and primary agricultural credit societies at the ground level.
8.Which among the following statement is incorrect regarding the Regional Rural Banks?
(A)They have been established as per the provisions of Regional Rural Banks Act 1976
(B)Every Regional Rural Bank is sponsored by commercial banks
(C)The commercial banks need to approach to the state governments to establish Regional Rural Banks
(D)The Regional Rural Banks may open branches in notified area
(E)All statements are correct

Ans. (C) all correct except C .The commercial banks need to approach to the CENTRAL  government  to establish Regional Rural Banks
9.Which among the following is correct statement?
(A)Cooperative Banks are fully controlled by RBI
(B)Cooperative Banks are partially controlled by RBI
(C)Cooperative Banks are Not controlled by RBI
(D)Cooperative Banks are fully controlled by Banking Regulation Act 1949
(E)None of the above is correct

Ans. (B) B is correct. The commercial banks are governed by banking regulation act 1949, but only some sections of this act apply to cooperative Banks. So RBI has partial control over cooperative banks
10.Agency Functions of the commercial Banks are __?
(A)Primary Functions
(B)Secondary Functions
(C)Tertiary Functions
(D)Social Function
(E)None of the above

Ans. (D) Secondary Functions include Agency function and general utility services
11.Which among the following is an essential feature of a commercial bank?
(A)providing Locker facilities
(B)dealing with credit
(C)providing business information and data
(D)Underwriting
(E)Sale of securities

Ans. (B) Dealing with credit
12.Which among the following Banks in India was the first to take a major step of reorganizing based upon market segmentation?
(A)ICICI Bank
(B)State Bank of India
(C)Punjab National Bank
(D)Bank of Baroda
(E)Indian Bank

1. Chairman of Peoples Republic of China - Mao-Tse-Tung
2. President of the Chinese Republic - Dr. Sun Yat Sen
3. President of U.S.A - George Washington 
4. Chinese Traveller to India - Fahein 

5. Foreign Invader to India - Alexander the Great

6. Person to reach South Pole - Amundsen 
7. Person to reach North Pole - Robert Pearey 
8. Person in Space - Yuri Gagarin 
9. Person on Moon - Neil Armstrong 
10. Lady to climb Mount Everest - Junko Taibei 
11. European to visit China - Marco Polo 
12. Place where atom bomb was dropped - Hiroshima 
13. Man to walk in Space - Alexei Leonov 
14. Woman cosmonaut in Space - Valentina Tereshkova 
15. Woman Prime Minister of a country - Mrs. Srimavo Bhandarnaike 
16. Woman President of a country - Maria Estela Peron 
17. Woman to Command a Space Mission - Colonel Eileen Collins (U.S.A.)  
18. The first residents of International Space station - Bill Shepherd (USA),Yuri Gidzanko and Sergei Krikalev (Russia) 
19. The first blind man to scale Mt. Everest - Erik Weihenmayer(USA, May 25, 2001)  
20. The first Muslim woman to become the Secretary General of Amnesty International lrine - Zubeida Khan 
21. The first space astronaut to go into space seven times till date - Jerry Ross (U.S.A.) 
22. The first South African to become the second space tourist - Mark Shuttleworth 

23. The first woman Prime Minister of South Korea - Ms. Chang Sang

24. The first youngest grandmaster of the world in chess - Sergey Karjakin (Ukraine) 
25. The first adventurer flying successfully across the English Channel without aircraft - Felix Baumgartner (July 2003) 
26. China's first man in space - Yang Liwei  
27. The first Muslim woman to receive Nobel Prize - Shirin Ebadi (Nobel Peace Prize 2003)
28. The woman with the highest individual Test score making a new world record - Kiran Baloch (Pakistani cricketer, scoring 242 runs playing women's cricket test against West Indies in Karachi in March, 2004) 
29. The first woman of the world to climb Mt. Everest four times - Lakpa Sherpa (Nepali)
30. The first woman to cross seven important seas of the world by swimming - Bula Chaudhury (India)
31. The first aircraft pilot to round the entire world non-stop by his 2 engine aircraft in 67 hours - Steve Fossett (March 2005)
32. The first woman to be appointed as a Governor of a province in Afghanistan - Habiba Sorabhi 
33. The first woman of the world to swim across five continents - Bula Chaudhury (India) (April 2005)
34. The first woman athlete to touch 5.0 meter mark in pole vault - Ms. Yelena Isinbayeva (Russian, July 2005)

35. The first Hindu Chief Justice of Pakistani Supreme Court Justice - Rana Bhagwan Das

Took over on Sept. 2, 2005 as Acting Chief Justice

1.Which among the following are oldest financial institutions in India?
(A)Private Agencies
(B)Commercial Banks
(C)Reserve Bank of India
(D)State bank of India
(E)None of the above

Ans. (B) Commercial Banks

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2.In which year SIDBI was established?
(A)1975
(B)1998
(C)1990
(D)1978
(E)1981

Ans. (C) 1990

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3.Which among the following is the first Development Financial Institution in the country to cater to the long-term finance needs of the industrial sector?
(A)IFCI
(B)IDBI
(C)ICICI
(D)SIDBI
(E)SBI

Ans. (A) IFCI , It was established in 1948, ICICI in 1956 and IDBI in 1964

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4.Which among the following is the main function of Agricultural Finance Corporation Limited ?
(A)consultancy services in the field of agriculture
(B)social service organization
(C)Agricultural commodities exchange
(D)Agricultural cooperative society
(E)none of the above

Ans. (A) consultancy services in the field of agriculture

Quiz : Banking Awareness

Quiz  : Banking Awareness

posted Nov 1, 2009 3:45 PM by Rohit raj   [ updated Nov 7, 2009 6:42 PM ]

1.Which among the following are oldest financial institutions in India?
(A)Private Agencies
(B)Commercial Banks
(C)Reserve Bank of India
(D)State bank of India
(E)None of the above

Ans. (B) Commercial Banks

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2.In which year SIDBI was established?
(A)1975
(B)1998
(C)1990
(D)1978
(E)1981

Ans. (C) 1990

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3.Which among the following is the first Development Financial Institution in the country to cater to the long-term finance needs of the industrial sector?
(A)IFCI
(B)IDBI
(C)ICICI
(D)SIDBI
(E)SBI

Ans. (A) IFCI , It was established in 1948, ICICI in 1956 and IDBI in 1964

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4.Which among the following is the main function of Agricultural Finance Corporation Limited ?
(A)consultancy services in the field of agriculture
(B)social service organization
(C)Agricultural commodities exchange
(D)Agricultural cooperative society
(E)none of the above

Ans. (A) consultancy services in the field of agriculture

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5.National Rural Credit Stabilization Fund is a Institution of purpose-specific funds in which of the following?
(A)IDBI
(B)SIDBI
(C)NABARD
(D)IFCI
(E)AFCL

Ans. (C) NABARD

###############################################

6.To meet the need of which of the following the concept of Land Development Bank has been developed?
(A)Industries
(B)Real estate
(C)Farmers
(D)Export Oriented Units and SEZ
(E)Education Institutes

Ans. (C) Farmers

###############################################

7.Which among the following statement is incorrect regarding Land Development Banks?
(A)They are cooperative institutions
(B)They meet the needs of the farmers for development purposes
(C)They have two tier structures state and district level
(D)They grant loans on mortgage security
(E)They are customers of NABARD

Ans. (C) C. RBI in its notification dated August 7, 09 said that in a three-tier structure consisting of state co-operative banks at the apex level, central co-operative banks at the intermediate level and primary agricultural credit societies at the ground level.

###############################################

8.Which among the following statement is incorrect regarding the Regional Rural Banks?
(A)They have been established as per the provisions of Regional Rural Banks Act 1976
(B)Every Regional Rural Bank is sponsored by commercial banks
(C)The commercial banks need to approach to the state governments to establish Regional Rural Banks
(D)The Regional Rural Banks may open branches in notified area
(E)All statements are correct

Ans. (C) all correct except C .The commercial banks need to approach to the CENTRAL  government  to establish Regional Rural Banks

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9.Which among the following is correct statement?
(A)Cooperative Banks are fully controlled by RBI
(B)Cooperative Banks are partially controlled by RBI
(C)Cooperative Banks are Not controlled by RBI
(D)Cooperative Banks are fully controlled by Banking Regulation Act 1949
(E)None of the above is correct

Ans. (B) B is correct. The commercial banks are governed by banking regulation act 1949, but only some sections of this act apply to cooperative Banks. So RBI has partial control over cooperative banks

###############################################

10.Agency Functions of the commercial Banks are __?
(A)Primary Functions
(B)Secondary Functions
(C)Tertiary Functions
(D)Social Function
(E)None of the above

Ans. (D) Secondary Functions include Agency function and general utility services

###############################################

11.Which among the following is an essential feature of a commercial bank?
(A)providing Locker facilities
(B)dealing with credit
(C)providing business information and data
(D)Underwriting
(E)Sale of securities

Ans. (B) Dealing with credit

###############################################

12.Which among the following Banks in India was the first to take a major step of reorganizing based upon market segmentation?
(A)ICICI Bank
(B)State Bank of India
(C)Punjab National Bank
(D)Bank of Baroda
(E)Indian Bank

Ans. (B) State Bank of India reorganized in 1972 and carved out 4 major segments of the customers commercial & institutional, small industries and business, agricultural segment and personal , service sector

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13.When a person has a saving account in the bank , the bank assumes the position of ___?
(A)Debtor
(B)Creditor
(C)Agency
(D)Depositor
(E)Agent

Ans. (A) Debtor, please note bank functions as an agent or agency when it buys or sells securities on behalf of the customer or collects and makes payment on behalf of the customer

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14.Which among the following is a Bank rate?
(A)the rate at which a commercial Bank lends to its customers
(B)the rate at which a commercial Bank lends to its best customers
(C)the rate at which a central Bank lends to commercial Banks
(D)the rate at which a Commercial Bank lends to Central bank
(E)the rate at which a commercial Bank accepts deposits from its customers

Ans. (C) the rate at which a central Bank lends to commercial Banks

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15.An investor or speculator who subscribes to a new issue with the intention of selling them soon after allotment to realize a quick profit is called?
(A)Bull
(B)Bear
(C)Stag
(D)Short
(E)Tall

Ans. (C) Stag

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16.The Unclaimed deposits are those deposits which haven’t been operated for ______?
(A)5 years or more
(B)7 years or more
(C)10 years or more
(D)12 years or more
(E)15 years or more

Ans. (C) 10 years or more as per u/s 26 of RBI act

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17.In which year Statutory Liquidity Ratio was first imposed on banks?
(A)1949
(B)1951
(C)1955
(D)1968
(E)1971

Ans. (A) March 31. Every bank has to publish its balance sheet as on March 31st (29). Banking regulation Act 1949

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18.On which of the following states a Bank publishes its balance sheet ?
(A)March 31
(B)April 1
(C)December 31
(D)January 1
(E)None of the above

Ans. (A) March 31. Every bank has to publish its balance sheet as on March 31st (29). Banking regulation Act 1949

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19.Which among the following was first Commercial Bank of India?
(A)Hindustan Bank
(B)The bank of Bengal
(C)Imperial Bank of India
(D)Punjab National Bank
(E)Allahabad Bank

Ans. (A) The first commercial bank was Hindustan Bank established in 1770 in Calcutta

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20.A new private bank is established under which of the following?
(A)Banking regulation Act 1949
(B)Companies Act 1956
(C)RBI Act 1934
(D)All of the above
(E)None of the above

Ans. (B) A new private bank has to be registered as a public ltd. Company under companies act 1956

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First in World

First in World

1. Chairman of Peoples Republic of China - Mao-Tse-Tung
2. President of the Chinese Republic - Dr. Sun Yat Sen
3. President of U.S.A - George Washington 
4. Chinese Traveller to India - Fahein 

5. Foreign Invader to India - Alexander the Great

6. Person to reach South Pole - Amundsen 
7. Person to reach North Pole - Robert Pearey 
8. Person in Space - Yuri Gagarin 
9. Person on Moon - Neil Armstrong 
10. Lady to climb Mount Everest - Junko Taibei 
11. European to visit China - Marco Polo 
12. Place where atom bomb was dropped - Hiroshima 
13. Man to walk in Space - Alexei Leonov 
14. Woman cosmonaut in Space - Valentina Tereshkova 
15. Woman Prime Minister of a country - Mrs. Srimavo Bhandarnaike 
16. Woman President of a country - Maria Estela Peron 
17. Woman to Command a Space Mission - Colonel Eileen Collins (U.S.A.)  
18. The first residents of International Space station - Bill Shepherd (USA),Yuri Gidzanko and Sergei Krikalev (Russia) 
19. The first blind man to scale Mt. Everest - Erik Weihenmayer(USA, May 25, 2001)  
20. The first Muslim woman to become the Secretary General of Amnesty International lrine - Zubeida Khan 
21. The first space astronaut to go into space seven times till date - Jerry Ross (U.S.A.) 
22. The first South African to become the second space tourist - Mark Shuttleworth 

23. The first woman Prime Minister of South Korea - Ms. Chang Sang

24. The first youngest grandmaster of the world in chess - Sergey Karjakin (Ukraine) 
25. The first adventurer flying successfully across the English Channel without aircraft - Felix Baumgartner (July 2003) 
26. China's first man in space - Yang Liwei  
27. The first Muslim woman to receive Nobel Prize - Shirin Ebadi (Nobel Peace Prize 2003)
28. The woman with the highest individual Test score making a new world record - Kiran Baloch (Pakistani cricketer, scoring 242 runs playing women's cricket test against West Indies in Karachi in March, 2004) 
29. The first woman of the world to climb Mt. Everest four times - Lakpa Sherpa (Nepali)
30. The first woman to cross seven important seas of the world by swimming - Bula Chaudhury (India)
31. The first aircraft pilot to round the entire world non-stop by his 2 engine aircraft in 67 hours - Steve Fossett (March 2005)
32. The first woman to be appointed as a Governor of a province in Afghanistan - Habiba Sorabhi 
33. The first woman of the world to swim across five continents - Bula Chaudhury (India) (April 2005)
34. The first woman athlete to touch 5.0 meter mark in pole vault - Ms. Yelena Isinbayeva (Russian, July 2005)

35. The first Hindu Chief Justice of Pakistani Supreme Court Justice - Rana Bhagwan Das

Took over on Sept. 2, 2005 as Acting Chief Justice